How It Works

Empowering you with everything you need to manage, save and earn money. Affordable, convenient and driven to make a difference–this is Meed.

100% Digital Banking

From planning your next adventure to ordering dinner and paying bills, so many of our everyday to-dos happen online. That’s why Meed is 100% digital and designed to put you in control, wherever you go. Starting with signup through every financial tool you need to manage your money, we’ve reinvented the traditional banking platform to bring you an all-in-one, all online solution.

Spend less time banking and more time on what’s important with easy, convenient access to checking, savings and credit accounts in one single app.

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The Financial Features You Need

We offer Members like you the full spectrum of financial products and services, including checking, savings and credit accounts, through our Member Banks. We give you everything needed to access, save and move money, request funds or pay bills. There’s even group life insurance, plus a network of a network of Extras Partners putting money back in your pocket. And with SocialBoost, you get rewarded for helping grow the Meed community with a little extra cash in your accounts every month.

Completely Transparent

With Meed, you’ll get 100% transparent service with no hidden fees or surprise charges. There are no overdraft fees or minimum balance charges either. Our monthly subscription fee of $9.95 covers every tool you need to access, save and transfer money, like unlimited P2P and bill pay. And if you need anything that calls for an additional cost, like paper statements, foreign exchange transactions, lost debit cards or out-of-network ATM access, we’ll make sure you get the kind of service and solutions you deserve, at a fraction of the cost of a traditional bank.


Experience the power of community. The first program of its kind, SocialBoost is Meed’s loyalty program, rewarding those who help us expand our reach and bring affordable, accessible financial services to the world.

Every month, Meed Member Banks contribute part of their revenue to create a SocialBoost loyalty pool, which is divided among all Members worldwide. Members can earn a “Share” of that pool by inviting friends and family to join Meed — the more Members who join at your invite, the more Shares you earn and the bigger your portion of SocialBoost. There are no deposit and no minimum balance requirements, only the potential for a little (or a lot) of extra cash in your account each month.